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Table of Content Privacy Policy Why MetLife Auto & Home? PPO Plans Bought a life, annuity or long-term care policy from an agent? WHY CHOOSE AUTO? You’ll also be protected when you drive another person’s vehicle or if a car hits you or a family member, as pedestrians. In some states, medical payments coverage is referred to as personal injury protection, and may pay for lost wages2. This policy has exclusions, limitations, reductions of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company. Negotiated fees refers to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefit maximums. 1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of se...